Kelli Toland – Partner
Group Sales & Marketing Manager

Recognized throughout the years for her outstanding contributions to delivering the best insurance experience for individuals and groups, Kelli uses her 30 years of insurance and administrative experience to ensure an easy insurance process. With years of experience and countless insurance and leadership under her belt, Kelli is sure she will provide the best and affordable coverage for you or your employees. 

Janna Tully – Partner

Individual Sales & Marketing Manager 

With over 35 years of insurance experience, Janna covers a wide range of our individual products. From Major Medical to Short term, dental, and life insurance, Janna covers these departments effortlessly. Licensed for Life & Health, Property & Casualty, and AHIP certified, she uses her knowledge and expertise to get you the best coverage for the best price. 

Sandi Culberson – Customer Service Coordinator 

Kelsey Smith – Group, Individual and Medicare Sales & Marketing

As a licensed life and health advisor, Kelsey joined our team in 2013. Assisting in sales and marketing through the quoting process to plan decisions and designs, Kelsey is also head of our Special Projects Initiative, which works to keep our Heart of Georgia the top choice for all your insurance needs. 

Jami Howard - Individual and Medicare Sales

Jami joined out team in 2023. Her role includes assessing clients' healthcare needs and recommending suitable insurance plans to meet their requirements. Jami guides clients through the selection process, provides detailed explanations of policy options, and ensures they understand the coverage and benefits. Additionally, Jami assists with applications, handles inquiries, and offers ongoing support to address any issues or changes a client needs. Her goal is to help clients make informed decisions and secure the best possible coverage for their personal health and financial well-being.